Being a Successful Single Mom is not rocket science. You just
need a few tools to get the job done. One of those tools is
“The Safety Net.” The following list of five items
is vital to having a stable life.
INCOME:
To determine
how much income you need, add up your expenses and divide the
total by 160 to equal your hourly wage per month. Another way
is to use the housing industry’s 33-35% of your income
for housing measurement. If your housing costs exceed that percentage,
you need more income.
HEALTHCARE:
If you need healthcare and don’t have it through your
job, visit your local Health department to learn about subsidies
for healthcare.
CHILDCARE:
Low-income families can receive subsidies to help pay for
childcare. Contact your state employment office for more information.
HOUSING:
Most counties and cities have Housing Authority organizations
that can provide a housing subsidy. Find them in the Blue
pages of the phone book
TRANSPORTATION:
Use public transportation, if you can. If not, pull your safety
net tight by locating your job, housing, doctors, daycare,
and schools as close to one another as possible. Don’t
spend your valuable resources running all over town for these
services.
I
know you probably don’t want to use state or local subsidies
but remember
it is only a temporary situation.
As your earning power increases, you’ll become more
self-reliant. You are a good investment.
As you
become more self-reliant, you’ll help other single moms
on their journey to self-reliance.
Did
learning about the Safety Net give you hope?
Do
you want to learn more about having a good life for your children
rather than just surviving from day to day?
As
a single mom, it took me 12 years to learn the secrets to
success. It doesn't have to take you
that long.
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